Hummer H3 4WD Insurance Rates

The average insurance rates for a Hummer H3 4WD are $1,434 a year for full coverage insurance. Comprehensive insurance costs on average $340, collision insurance costs $572, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs $3,082 or more. Teen drivers cost the most to insure at up to $5,216 a year.

Annual premium for full coverage: $1,434

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hummer H3 Trim Level

These price differences illustrate why everyone should compare rates based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Hummer H3 4WD also range considerably based on the replacement cost of your H3, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Hummer H3 4WD insurance for high-risk drivers can cost around 44% to 133% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

Your home state makes a big difference in Hummer H3 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $610 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes will be varied.

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The chart estimates Hummer H3 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $826. Drivers who choose higher $1,000 deductibles will pay $1,226. The average price for a 40-year-old male driver using $500 deductibles is $1,434. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,834. High risk drivers could be charged around $3,082. The rate for full coverage for a teen driver is $5,216.

View Chart as Image