Honda Pilot Touring 4WD Insurance Rates

U.S. average insurance rates for a Honda Pilot Touring 4WD are $1,416 a year for full coverage insurance. Comprehensive insurance costs on average $354, collision insurance costs $540, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,028 or more. Teenage drivers pay the highest rates at up to $5,112 a year.

Annual premium for full coverage: $1,416

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Pilot Trim Level

These price ranges illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Honda Pilot Touring 4WD are also quite variable based on your driving record, the model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Honda Pilot Touring 4WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $600 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance can be from 43% to 127% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and rates may be quite different from one company to the next.

View Chart as Image

The chart estimates Honda Pilot Touring 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $824. Drivers who use higher $1,000 deductibles will pay around $1,214. The average rate for a 40-year-old male driver using $500 deductibles is $1,416. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,808. Drivers with multiple violations and accidents could be charged at least $3,028. The price for full coverage for a teen driver can be as high as $5,112.

View Chart as Image