Honda Pilot Touring 2WD Insurance Rates

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Average insurance prices for a Honda Pilot Touring 2WD are $1,416 every 12 months with full coverage. Comprehensive insurance costs on average $354, collision insurance costs $540, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $3,028 or more. Teen drivers receive the highest rates at up to $5,112 a year.

Annual premium for full coverage: $1,416

Rate estimates by type of insurance:

Comprehensive $354
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Pilot Trim Level

For a 40-year-old driver, prices range from the cheapest price of $430 for the bare minimum liability coverage to a much higher rate of $3,028 for high-risk insurance.

Liability Only $430
Full Coverage $1,416
High Risk $3,028

These differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Honda Pilot Touring 2WD can also vary considerably based on policy deductibles and limits, your driving record, and the model year of your Pilot.

Choosing high deductibles could save up to $600 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance can cost as much as 43% to 127% more than average. View High Risk Driver Rates

Where you live makes a big difference in Honda Pilot Touring 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

Honda Pilot Touring 2WD insurance cost comparison chart
Column chart showing Honda Pilot Touring 2WD insurance prices range from $824 to $5,112 for full coverage

The chart above shows Honda Pilot Touring 2WD insurance rates for various coverage choices and risks. The best rate after discounts is $824. Drivers who choose higher $1,000 deductibles will pay $1,214. The average rate for a 40-year-old male driver using $500 deductibles is $1,416. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,808. High risk drivers could be charged as much as $3,028. The price for full coverage for a teen driver is $5,112.

Honda Pilot Touring 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,280 -$136 -9.6%
Alaska $1,086 -$330 -23.3%
Arizona $1,176 -$240 -16.9%
Arkansas $1,416 -$0 0.0%
California $1,614 $198 14.0%
Colorado $1,354 -$62 -4.4%
Connecticut $1,456 $40 2.8%
Delaware $1,602 $186 13.1%
Florida $1,770 $354 25.0%
Georgia $1,308 -$108 -7.6%
Hawaii $1,018 -$398 -28.1%
Idaho $958 -$458 -32.3%
Illinois $1,054 -$362 -25.6%
Indiana $1,068 -$348 -24.6%
Iowa $956 -$460 -32.5%
Kansas $1,346 -$70 -4.9%
Kentucky $1,932 $516 36.4%
Louisiana $2,096 $680 48.0%
Maine $874 -$542 -38.3%
Maryland $1,168 -$248 -17.5%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,184 -$232 -16.4%
Mississippi $1,696 $280 19.8%
Missouri $1,256 -$160 -11.3%
Montana $1,520 $104 7.3%
Nebraska $1,118 -$298 -21.0%
Nevada $1,698 $282 19.9%
New Hampshire $1,022 -$394 -27.8%
New Jersey $1,584 $168 11.9%
New Mexico $1,254 -$162 -11.4%
New York $1,492 $76 5.4%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $976 -$440 -31.1%
Oklahoma $1,456 $40 2.8%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,888 $472 33.3%
South Carolina $1,282 -$134 -9.5%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,706 $290 20.5%
Utah $1,050 -$366 -25.8%
Vermont $968 -$448 -31.6%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Honda Pilot Touring 2WD insurance rates by U.S. city

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Rates by Driver Age

Honda Pilot Touring 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,214
30 $1,482
40 $1,416
50 $1,288
60 $1,262

Full coverage, $500 deductibles

Rates by Deductible

Honda Pilot Touring 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,416
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Honda Pilot Touring 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,489
100/300 $1,580
250/500 $1,816
100 CSL $1,525
300 CSL $1,725
500 CSL $1,871

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Pilot Touring 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,298
20 $5,098
30 $3,102
40 $3,028
50 $2,884
60 $2,854

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $103
5-yr Claim Free $90
Paid in Full/EFT $65
Advance Quote $68
Online Quote $101
Total Discounts $592
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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