Honda Pilot Touring 2WD Insurance Rates
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Average insurance prices for a Honda Pilot Touring 2WD are $1,416 every 12 months with full coverage. Comprehensive insurance costs on average $354, collision insurance costs $540, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $3,028 or more. Teen drivers receive the highest rates at up to $5,112 a year.
Annual premium for full coverage: $1,416
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Pilot Trim Level
For a 40-year-old driver, prices range from the cheapest price of $430 for the bare minimum liability coverage to a much higher rate of $3,028 for high-risk insurance.
These differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Honda Pilot Touring 2WD Insurance
Insurance prices for a Honda Pilot Touring 2WD can also vary considerably based on policy deductibles and limits, your driving record, and the model year of your Pilot.
Choosing high deductibles could save up to $600 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance can cost as much as 43% to 127% more than average. View High Risk Driver Rates
Where you live makes a big difference in Honda Pilot Touring 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
With so much variability in rates, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different rate calculation, and rates can be significantly different.
The chart above shows Honda Pilot Touring 2WD insurance rates for various coverage choices and risks. The best rate after discounts is $824. Drivers who choose higher $1,000 deductibles will pay $1,214. The average rate for a 40-year-old male driver using $500 deductibles is $1,416. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,808. High risk drivers could be charged as much as $3,028. The price for full coverage for a teen driver is $5,112.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,280 | -$136 | -9.6% |
Alaska | $1,086 | -$330 | -23.3% |
Arizona | $1,176 | -$240 | -16.9% |
Arkansas | $1,416 | -$0 | 0.0% |
California | $1,614 | $198 | 14.0% |
Colorado | $1,354 | -$62 | -4.4% |
Connecticut | $1,456 | $40 | 2.8% |
Delaware | $1,602 | $186 | 13.1% |
Florida | $1,770 | $354 | 25.0% |
Georgia | $1,308 | -$108 | -7.6% |
Hawaii | $1,018 | -$398 | -28.1% |
Idaho | $958 | -$458 | -32.3% |
Illinois | $1,054 | -$362 | -25.6% |
Indiana | $1,068 | -$348 | -24.6% |
Iowa | $956 | -$460 | -32.5% |
Kansas | $1,346 | -$70 | -4.9% |
Kentucky | $1,932 | $516 | 36.4% |
Louisiana | $2,096 | $680 | 48.0% |
Maine | $874 | -$542 | -38.3% |
Maryland | $1,168 | -$248 | -17.5% |
Massachusetts | $1,134 | -$282 | -19.9% |
Michigan | $2,462 | $1,046 | 73.9% |
Minnesota | $1,184 | -$232 | -16.4% |
Mississippi | $1,696 | $280 | 19.8% |
Missouri | $1,256 | -$160 | -11.3% |
Montana | $1,520 | $104 | 7.3% |
Nebraska | $1,118 | -$298 | -21.0% |
Nevada | $1,698 | $282 | 19.9% |
New Hampshire | $1,022 | -$394 | -27.8% |
New Jersey | $1,584 | $168 | 11.9% |
New Mexico | $1,254 | -$162 | -11.4% |
New York | $1,492 | $76 | 5.4% |
North Carolina | $816 | -$600 | -42.4% |
North Dakota | $1,160 | -$256 | -18.1% |
Ohio | $976 | -$440 | -31.1% |
Oklahoma | $1,456 | $40 | 2.8% |
Oregon | $1,296 | -$120 | -8.5% |
Pennsylvania | $1,350 | -$66 | -4.7% |
Rhode Island | $1,888 | $472 | 33.3% |
South Carolina | $1,282 | -$134 | -9.5% |
South Dakota | $1,196 | -$220 | -15.5% |
Tennessee | $1,240 | -$176 | -12.4% |
Texas | $1,706 | $290 | 20.5% |
Utah | $1,050 | -$366 | -25.8% |
Vermont | $968 | -$448 | -31.6% |
Virginia | $848 | -$568 | -40.1% |
Washington | $1,094 | -$322 | -22.7% |
West Virginia | $1,298 | -$118 | -8.3% |
Wisconsin | $982 | -$434 | -30.6% |
Wyoming | $1,262 | -$154 | -10.9% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,112 |
20 | $3,214 |
30 | $1,482 |
40 | $1,416 |
50 | $1,288 |
60 | $1,262 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,808 |
$250 | $1,628 |
$500 | $1,416 |
$1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,416 |
50/100 | $1,489 |
100/300 | $1,580 |
250/500 | $1,816 |
100 CSL | $1,525 |
300 CSL | $1,725 |
500 CSL | $1,871 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,298 |
20 | $5,098 |
30 | $3,102 |
40 | $3,028 |
50 | $2,884 |
60 | $2,854 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $103 |
5-yr Claim Free | $90 |
Paid in Full/EFT | $65 |
Advance Quote | $68 |
Online Quote | $101 |
Total Discounts | $592 |
Discounts are estimated and may not be available from every company or in every state.
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