Honda Pilot LX 2WD Insurance Rates

The average insurance prices for a Honda Pilot LX 2WD are $1,234 every 12 months for full coverage insurance. Comprehensive costs an estimated $298 each year, collision insurance costs $414, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $2,624. Teen drivers cost the most to insure at up to $4,536 a year.

Annual premium for full coverage: $1,234

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Pilot Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

These price differences illustrate why all drivers should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Honda Pilot LX 2WD also range considerably based on liability limits and deductibles, your risk profile, and the model year.

Choosing high deductibles could cut rates by as much as $480 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be around 44% to 127% more than average. View High Risk Driver Rates

Your home state has a huge impact on Honda Pilot LX 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied.

View Chart as Image

The chart estimates Honda Pilot LX 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $732. Drivers who choose higher $1,000 deductibles will pay $1,072. The average rate for a driver around age 40 using $500 deductibles is $1,234. Using lower $100 deductibles for physical damage coverage could cost up to $1,544. High risk drivers could be charged around $2,624. The policy rate for full coverage insurance for a teenage driver can be as high as $4,536.

View Chart as Image