Honda Pilot EX-L 2WD Insurance Rates

Estimated insurance rates for a Honda Pilot EX-L 2WD are $1,370 a year with full coverage. Comprehensive costs an estimated $340 a year, collision costs $508, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $2,926. Teen drivers pay the most at $4,970 a year or more.

Annual premium for full coverage: $1,370

Premium estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Pilot Trim Level

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

These rate differences demonstrate why it is important for drivers to compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Honda Pilot EX-L 2WD also have a wide range based on your driving characteristics, the actual cash value of your Pilot, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

Where you choose to live has a huge impact on Honda Pilot EX-L 2WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $570 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows Honda Pilot EX-L 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $800. Drivers who choose higher $1,000 deductibles will pay around $1,176. The average rate for a driver around age 40 using $500 deductibles is $1,370. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,740. High risk drivers could be charged up to $2,926. The cost for full coverage insurance for a teenage driver can be as high as $4,970.

View Chart as Image