Honda Pilot EX 4WD Insurance Rates

U.S. average insurance rates for a Honda Pilot EX 4WD are $1,294 a year for full coverage insurance. Comprehensive insurance costs around $326, collision costs $446, and liability insurance costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $2,748 or more. Teen drivers pay the highest rates at $4,700 a year or more.

Annual premium for full coverage: $1,294

Price estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Pilot Trim Level

These price ranges illustrate why everyone should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Honda Pilot EX 4WD are also quite variable based on the replacement cost of your Pilot, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,500 to $2,000 additional each year, depending on your age. Honda Pilot EX 4WD insurance for high-risk drivers can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age

The state you live in makes a big difference in Honda Pilot EX 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $510 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, and rates may be quite different.

View Chart as Image

The chart estimates Honda Pilot EX 4WD insurance prices for different risks and coverage choices. The lowest price with discounts is $765. Drivers who choose higher $1,000 deductibles will pay $1,118. The average price for a driver age 40 with no violations using $500 deductibles is $1,294. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,628. High risk drivers could be charged at least $2,748. The rate for full coverage for a 16-year-old driver is $4,700.

View Chart as Image