Honda Odyssey EX Insurance Rates

U.S. average insurance rates for a Honda Odyssey EX are $1,256 a year for full coverage insurance. Comprehensive costs an estimated $258, collision insurance costs $476, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $2,712. Teenage drivers pay the highest rates at up to $4,718 a year.

Annual premium for full coverage: $1,256

Price estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Odyssey Trim Level

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

These price ranges illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Honda Odyssey EX are also quite variable based on the model year, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,700 a year. View Rates by Age

The state you live in makes a big difference in Honda Odyssey EX insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $490 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different method to calculate prices, so rate quotes may be quite different.

View Chart as Image

The chart estimates Honda Odyssey EX insurance prices for various risks and coverage choices. The cheapest price with discounts is $730. Drivers who use higher $1,000 deductibles will pay $1,090. The average price for a driver around age 40 using $500 deductibles is $1,256. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,580. Drivers with multiple violations and accidents could be charged at least $2,712. The price for full coverage insurance for a teenage driver is $4,718.

View Chart as Image