Honda Insight EX Insurance Rates

U.S. average insurance prices for a Honda Insight EX are $1,378 every 12 months for full coverage. Comprehensive insurance costs on average $284 each year, collision insurance costs $572, and liability coverage costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $2,992 or more. Teenage drivers pay the highest rates at up to $5,132 a year.

Annual premium for full coverage: $1,378

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Insight Trim Level

These price ranges show why all drivers should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Honda Insight EX are also quite variable based on deductibles and policy limits, your driver profile, and the model year of your Insight.

Using high physical damage deductibles could save up to $580 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Honda Insight EX insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates may be quite different.

View Chart as Image

Chart shows Honda Insight EX insurance rates for various coverage choices and risks. The cheapest rate with discounts is $787. Drivers who use higher $1,000 deductibles will pay $1,184. The average rate for a 40-year-old male driver using $500 deductibles is $1,378. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,758. Drivers with multiple violations and accidents could be charged at least $2,992. The policy rate for full coverage for a teen driver is $5,132.

View Chart as Image