Honda Fit Insurance Rates

The average auto insurance rates for a Honda Fit are $1,096 annually with full coverage. Comprehensive costs on average $270, collision insurance costs $476, and liability insurance costs $240. Liability-only coverage costs as little as $292 a year, and high-risk coverage costs around $2,354. Teen drivers cost the most to insure at up to $3,900 a year.

Annual premium for full coverage: $1,096

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Fit Trim Level

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Honda Fit also range considerably based on the model year, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,700 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $500 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $216 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Honda Fit insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

The chart above shows Honda Fit insurance prices for various situations. The lowest price with discounts is $625. Drivers who choose higher $1,000 deductibles will pay about $928. The average price for a 40-year-old male driver using $500 deductibles is $1,096. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,428. High risk drivers could be charged around $2,354. The price for full coverage insurance for a teen driver is $3,900.

View Chart as Image