Honda Civic SI 2-Dr Coupe Insurance Rates

The average insurance rates for a Honda Civic SI 2-Dr Coupe are $1,742 a year with full coverage. Comprehensive insurance costs on average $326, collision costs $762, and liability coverage costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,806 or more. Teenage drivers cost the most to insure at $6,550 a year or more.

Annual premium for full coverage: $1,742

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Honda Civic SI 2-Dr Coupe also range considerably based on the model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,100 to $2,900 additional every year, depending on your age. High-risk driver insurance can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $6,500 a year. View Rates by Age

Your home state has a huge impact on Honda Civic SI 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $740 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $408 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and rates will be varied.

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The chart above shows Honda Civic SI 2-Dr Coupe insurance prices for different risks and coverage choices. The cheapest price with discounts is $984. Drivers who use higher $1,000 deductibles will pay $1,496. The average price for a 40-year-old male driver using $500 deductibles is $1,742. Using more expensive $100 deductibles for comp and collision coverage could cost up to $2,228. Drivers with multiple violations and accidents could be charged around $3,806. The price for full coverage for a teen driver can be as high as $6,550.

View Chart as Image