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Honda Civic Hybrid 4-Dr Sedan Insurance Rates

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Average auto insurance rates for a Honda Civic Hybrid 4-Dr Sedan are $1,452 annually with full coverage. Comprehensive insurance costs an estimated $326, collision costs $604, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing $3,138 or more. Teen drivers receive the highest rates at $5,318 a year or more.

Annual premium for full coverage: $1,452

Rate estimates broken down by type of coverage:

Comprehensive $326
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

For a 40-year-old driver, prices go from as cheap as $430 for liability-only coverage to the much higher price of $3,138 for high-risk insurance.

Liability Only $430
Full Coverage $1,452
High Risk $3,138

These differences demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Honda Civic Hybrid 4-Dr Sedan can also vary considerably based on the model year of your Civic, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. Honda Civic Hybrid 4-Dr Sedan insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Honda Civic Hybrid 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Honda Civic Hybrid 4-Dr Sedan insurance cost comparison chart
Column chart showing Honda Civic Hybrid 4-Dr Sedan insurance prices range from $829 to $5,318 for full coverage

The chart above shows Honda Civic Hybrid 4-Dr Sedan insurance prices for different situations. The lowest price with discounts is $829. Drivers who choose higher $1,000 deductibles will pay about $1,240. The average price for a driver around age 40 using $500 deductibles is $1,452. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,862. High risk drivers could be charged as much as $3,138. The rate for full coverage for a teenage driver is $5,318.

Honda Civic Hybrid 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,314 -$138 -9.5%
Alaska $1,112 -$340 -23.4%
Arizona $1,204 -$248 -17.1%
Arkansas $1,452 -$0 0.0%
California $1,654 $202 13.9%
Colorado $1,388 -$64 -4.4%
Connecticut $1,494 $42 2.9%
Delaware $1,644 $192 13.2%
Florida $1,816 $364 25.1%
Georgia $1,342 -$110 -7.6%
Hawaii $1,044 -$408 -28.1%
Idaho $982 -$470 -32.4%
Illinois $1,082 -$370 -25.5%
Indiana $1,092 -$360 -24.8%
Iowa $980 -$472 -32.5%
Kansas $1,380 -$72 -5.0%
Kentucky $1,980 $528 36.4%
Louisiana $2,150 $698 48.1%
Maine $896 -$556 -38.3%
Maryland $1,198 -$254 -17.5%
Massachusetts $1,160 -$292 -20.1%
Michigan $2,524 $1,072 73.8%
Minnesota $1,214 -$238 -16.4%
Mississippi $1,740 $288 19.8%
Missouri $1,288 -$164 -11.3%
Montana $1,558 $106 7.3%
Nebraska $1,146 -$306 -21.1%
Nevada $1,742 $290 20.0%
New Hampshire $1,046 -$406 -28.0%
New Jersey $1,622 $170 11.7%
New Mexico $1,286 -$166 -11.4%
New York $1,530 $78 5.4%
North Carolina $838 -$614 -42.3%
North Dakota $1,190 -$262 -18.0%
Ohio $1,002 -$450 -31.0%
Oklahoma $1,492 $40 2.8%
Oregon $1,330 -$122 -8.4%
Pennsylvania $1,386 -$66 -4.5%
Rhode Island $1,936 $484 33.3%
South Carolina $1,316 -$136 -9.4%
South Dakota $1,224 -$228 -15.7%
Tennessee $1,272 -$180 -12.4%
Texas $1,750 $298 20.5%
Utah $1,076 -$376 -25.9%
Vermont $994 -$458 -31.5%
Virginia $870 -$582 -40.1%
Washington $1,122 -$330 -22.7%
West Virginia $1,332 -$120 -8.3%
Wisconsin $1,006 -$446 -30.7%
Wyoming $1,294 -$158 -10.9%

View Chart as Image

Honda Civic Hybrid 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Honda Civic Hybrid 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,352
30 $1,520
40 $1,452
50 $1,324
60 $1,300

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic Hybrid 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,862
$250 $1,672
$500 $1,452
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic Hybrid 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,452
50/100 $1,525
100/300 $1,616
250/500 $1,852
100 CSL $1,561
300 CSL $1,761
500 CSL $1,907

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic Hybrid 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,326
30 $3,216
40 $3,138
50 $2,992
60 $2,964

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $110
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $104
Total Discounts $623
Rate after discounts $829

Discounts are estimated and may not be available from every company or in every state.

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