Honda Civic EX-L 2-Dr Coupe Insurance Rates

The average insurance rates for a Honda Civic EX-L 2-Dr Coupe are $1,696 a year for full coverage. Comprehensive insurance costs an estimated $312 each year, collision insurance costs $730, and liability coverage costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs $3,704 or more. Teenage drivers cost the most to insure at up to $6,406 a year.

Annual premium for full coverage: $1,696

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

These price differences show why all drivers should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Honda Civic EX-L 2-Dr Coupe also range considerably based on your risk profile, the model year of your Civic, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $6,400 a year. View Rates by Age

Your home state has a huge impact on Honda Civic EX-L 2-Dr Coupe insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $700 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,000 to $2,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

View Chart as Image

Chart shows Honda Civic EX-L 2-Dr Coupe insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $961. Drivers who use higher $1,000 deductibles will pay around $1,462. The average rate for a driver around age 40 using $500 deductibles is $1,696. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,162. Drivers with multiple violations and accidents could be charged around $3,704. The policy rate for full coverage for a teenage driver can be as high as $6,406.

View Chart as Image