Honda Accord LX-S 2-Dr Coupe Insurance Rates

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Average insurance rates for a Honda Accord LX-S 2-Dr Coupe are $1,460 a year including full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $572, and liability insurance costs $410. Only liability insurance costs as little as $486 a year, and high-risk insurance costs $3,160 or more. Teenage drivers receive the highest rates at up to $5,472 a year.

Annual premium for full coverage: $1,460

Rate estimates broken down by type of insurance:

Comprehensive $298
Collision $572
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

For the normal driver, prices range from the low end price of $486 for your basic liability-only policy to a much higher rate of $3,160 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,460
High Risk $3,160

These differences highlight why anyone shopping for car insurance should compare rates for a targeted area, rather than relying on average rates.

Use the form below to get rates for your location.

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Insurance rates for a Honda Accord LX-S 2-Dr Coupe can also vary considerably based on the model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,400 a year. View Rates by Age

Where you live makes a big difference in Honda Accord LX-S 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $590 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the rates can be significantly different.

View Chart as Image

Honda Accord LX-S 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Accord LX-S 2-Dr Coupe insurance prices range from $844 to $5,472 for full coverage

The chart above shows average Honda Accord LX-S 2-Dr Coupe insurance prices for various risks and coverage choices. The lowest price with discounts is $844. Drivers who use higher $1,000 deductibles will pay $1,264. The average price for a driver around age 40 using $500 deductibles is $1,460. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,846. Drivers with multiple violations and accidents could be charged as much as $3,160. The price for full coverage for a teenage driver is $5,472.

Honda Accord LX-S 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,320 -$140 -9.6%
Alaska $1,120 -$340 -23.3%
Arizona $1,212 -$248 -17.0%
Arkansas $1,460 -$0 0.0%
California $1,664 $204 14.0%
Colorado $1,394 -$66 -4.5%
Connecticut $1,500 $40 2.7%
Delaware $1,652 $192 13.2%
Florida $1,828 $368 25.2%
Georgia $1,350 -$110 -7.5%
Hawaii $1,046 -$414 -28.4%
Idaho $990 -$470 -32.2%
Illinois $1,086 -$374 -25.6%
Indiana $1,102 -$358 -24.5%
Iowa $986 -$474 -32.5%
Kansas $1,386 -$74 -5.1%
Kentucky $1,992 $532 36.4%
Louisiana $2,162 $702 48.1%
Maine $902 -$558 -38.2%
Maryland $1,204 -$256 -17.5%
Massachusetts $1,164 -$296 -20.3%
Michigan $2,534 $1,074 73.6%
Minnesota $1,222 -$238 -16.3%
Mississippi $1,750 $290 19.9%
Missouri $1,296 -$164 -11.2%
Montana $1,570 $110 7.5%
Nebraska $1,152 -$308 -21.1%
Nevada $1,752 $292 20.0%
New Hampshire $1,054 -$406 -27.8%
New Jersey $1,634 $174 11.9%
New Mexico $1,292 -$168 -11.5%
New York $1,538 $78 5.3%
North Carolina $840 -$620 -42.5%
North Dakota $1,196 -$264 -18.1%
Ohio $1,008 -$452 -31.0%
Oklahoma $1,498 $38 2.6%
Oregon $1,338 -$122 -8.4%
Pennsylvania $1,392 -$68 -4.7%
Rhode Island $1,948 $488 33.4%
South Carolina $1,324 -$136 -9.3%
South Dakota $1,232 -$228 -15.6%
Tennessee $1,278 -$182 -12.5%
Texas $1,758 $298 20.4%
Utah $1,080 -$380 -26.0%
Vermont $998 -$462 -31.6%
Virginia $874 -$586 -40.1%
Washington $1,128 -$332 -22.7%
West Virginia $1,338 -$122 -8.4%
Wisconsin $1,010 -$450 -30.8%
Wyoming $1,300 -$160 -11.0%

View Chart as Image

Honda Accord LX-S 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Honda Accord LX-S 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $5,472
20 $3,386
30 $1,522
40 $1,460
50 $1,334
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord LX-S 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,846
$250 $1,666
$500 $1,460
$1,000 $1,264

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord LX-S 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,460
50/100 $1,542
100/300 $1,645
250/500 $1,911
100 CSL $1,583
300 CSL $1,809
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord LX-S 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $7,800
20 $5,376
30 $3,228
40 $3,160
50 $3,016
60 $2,988

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $76
Homeowner $21
5-yr Accident Free $108
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $102
Total Discounts $616
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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