Honda Accord EX-L 4-Dr Sedan Insurance Rates

Estimated insurance rates for a Honda Accord EX-L 4-Dr Sedan are $1,252 a year for full coverage insurance. Comprehensive insurance costs an estimated $298, collision costs $508, and liability coverage costs $310. A liability-only policy costs as little as $370 a year, with high-risk insurance costing $2,690 or more. Teen drivers pay the most at $4,534 a year or more.

Annual premium for full coverage: $1,252

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

These rate differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Honda Accord EX-L 4-Dr Sedan also have a wide range based on your driving characteristics, the model year, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Honda Accord EX-L 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $540 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $279 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,500 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance can cost around 44% to 134% more than average. View High Risk Driver Rates

With such a large range of rates, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.

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The chart estimates Honda Accord EX-L 4-Dr Sedan insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $721. Drivers who choose higher $1,000 deductibles will pay around $1,070. The average rate for a driver around age 40 using $500 deductibles is $1,252. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,608. High risk drivers could be charged up to $2,690. The price for full coverage for a teenage driver is $4,534.

View Chart as Image