1. Vehicles
  2. Honda
  3. Accord
  4. EX 2-Dr Coupe

Honda Accord EX 2-Dr Coupe Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average auto insurance rates for a Honda Accord EX 2-Dr Coupe are $1,460 annually for full coverage insurance. Comprehensive insurance costs around $298, collision insurance costs $572, and liability costs $410. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs $3,160 or more. Teen drivers pay the highest rates at up to $5,472 a year.

Annual premium for full coverage: $1,460

Price estimates for type of coverage:

Comprehensive $298
Collision $572
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

For the average driver, Honda Accord EX 2-Dr Coupe insurance prices range from as cheap as $486 for just liability coverage to the much higher price of $3,160 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,460
High Risk $3,160

These price ranges illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Honda Accord EX 2-Dr Coupe Insurance

Searching Companies

Insurance prices for a Honda Accord EX 2-Dr Coupe are also quite variable based on the actual cash value of your Accord, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,700 to $2,400 additional each year, depending on your age. Honda Accord EX 2-Dr Coupe insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $590 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Honda Accord EX 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

Honda Accord EX 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Accord EX 2-Dr Coupe insurance prices range from $844 to $5,472 for full coverage

The chart estimates Honda Accord EX 2-Dr Coupe insurance prices for various situations. The best price after discounts is $844. Drivers who choose higher $1,000 deductibles will pay about $1,264. The average price for a driver age 40 with no violations using $500 deductibles is $1,460. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,846. High risk drivers could be charged at least $3,160. The rate for full coverage for a 16-year-old driver is $5,472.

Honda Accord EX 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,320 -$140 -9.6%
Alaska $1,120 -$340 -23.3%
Arizona $1,212 -$248 -17.0%
Arkansas $1,460 -$0 0.0%
California $1,664 $204 14.0%
Colorado $1,394 -$66 -4.5%
Connecticut $1,500 $40 2.7%
Delaware $1,652 $192 13.2%
Florida $1,828 $368 25.2%
Georgia $1,350 -$110 -7.5%
Hawaii $1,046 -$414 -28.4%
Idaho $990 -$470 -32.2%
Illinois $1,086 -$374 -25.6%
Indiana $1,102 -$358 -24.5%
Iowa $986 -$474 -32.5%
Kansas $1,386 -$74 -5.1%
Kentucky $1,992 $532 36.4%
Louisiana $2,162 $702 48.1%
Maine $902 -$558 -38.2%
Maryland $1,204 -$256 -17.5%
Massachusetts $1,164 -$296 -20.3%
Michigan $2,534 $1,074 73.6%
Minnesota $1,222 -$238 -16.3%
Mississippi $1,750 $290 19.9%
Missouri $1,296 -$164 -11.2%
Montana $1,570 $110 7.5%
Nebraska $1,152 -$308 -21.1%
Nevada $1,752 $292 20.0%
New Hampshire $1,054 -$406 -27.8%
New Jersey $1,634 $174 11.9%
New Mexico $1,292 -$168 -11.5%
New York $1,538 $78 5.3%
North Carolina $840 -$620 -42.5%
North Dakota $1,196 -$264 -18.1%
Ohio $1,008 -$452 -31.0%
Oklahoma $1,498 $38 2.6%
Oregon $1,338 -$122 -8.4%
Pennsylvania $1,392 -$68 -4.7%
Rhode Island $1,948 $488 33.4%
South Carolina $1,324 -$136 -9.3%
South Dakota $1,232 -$228 -15.6%
Tennessee $1,278 -$182 -12.5%
Texas $1,758 $298 20.4%
Utah $1,080 -$380 -26.0%
Vermont $998 -$462 -31.6%
Virginia $874 -$586 -40.1%
Washington $1,128 -$332 -22.7%
West Virginia $1,338 -$122 -8.4%
Wisconsin $1,010 -$450 -30.8%
Wyoming $1,300 -$160 -11.0%

View Chart as Image

Honda Accord EX 2-Dr Coupe insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Honda Accord EX 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $5,472
20 $3,386
30 $1,522
40 $1,460
50 $1,334
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord EX 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,846
$250 $1,666
$500 $1,460
$1,000 $1,264

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord EX 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,460
50/100 $1,542
100/300 $1,645
250/500 $1,911
100 CSL $1,583
300 CSL $1,809
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord EX 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $7,800
20 $5,376
30 $3,228
40 $3,160
50 $3,016
60 $2,988

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $76
Homeowner $21
5-yr Accident Free $108
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $102
Total Discounts $616
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption