GMC Yukon XL Denali 2WD Insurance Rates

U.S. average insurance rates for a GMC Yukon XL Denali 2WD are $1,552 a year for full coverage. Comprehensive costs on average $396 a year, collision costs $634, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,328. Teen drivers pay the highest rates at $5,546 a year or more.

Annual premium for full coverage: $1,552

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Yukon XL Trim Level

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

These price ranges show why it is important for drivers to compare prices based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a GMC Yukon XL Denali 2WD are also quite variable based on the model year of your Yukon XL, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,800 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,500 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon XL Denali 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $690 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and rates may be quite different.

View Chart as Image

Chart shows GMC Yukon XL Denali 2WD insurance prices for different risks and coverage choices. The best price after discounts is $891. Drivers who choose higher $1,000 deductibles will pay $1,320. The average price for a 40-year-old male driver using $500 deductibles is $1,552. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,004. High risk drivers could be charged at least $3,328. The cost for full coverage insurance for a teen driver can be as high as $5,546.

View Chart as Image