GMC Terrain SLT AWD Insurance Rates

The average auto insurance rates for a GMC Terrain SLT AWD are $1,390 annually for full coverage. Comprehensive costs around $340 each year, collision insurance costs $604, and liability insurance costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs around $2,992. Teen drivers cost the most to insure at up to $4,968 a year.

Annual premium for full coverage: $1,390

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These price differences show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a GMC Terrain SLT AWD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 each year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Terrain SLT AWD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

Chart shows GMC Terrain SLT AWD insurance prices for various situations. The lowest price with discounts is $790. Drivers who choose higher $1,000 deductibles will pay about $1,174. The average price for a driver age 40 with no violations using $500 deductibles is $1,390. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,804. High risk drivers could be charged around $2,992. The policy rate for full coverage insurance for a 16-year-old driver is $4,968.

View Chart as Image