GMC Terrain SLT 2WD Insurance Rates

Average insurance rates for a GMC Terrain SLT 2WD are $1,344 a year for full coverage insurance. Comprehensive insurance costs on average $326, collision insurance costs $572, and liability insurance costs $310. Only liability insurance costs as little as $370 a year, and high-risk insurance costs $2,892 or more. Teen drivers receive the highest rates at up to $4,822 a year.

Annual premium for full coverage: $1,344

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

These differences illustrate why everyone should compare rates based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a GMC Terrain SLT 2WD can also vary considerably based on the replacement cost of your Terrain, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,100 extra per year, depending on your age. GMC Terrain SLT 2WD insurance for high-risk drivers can cost anywhere from 44% to 133% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in GMC Terrain SLT 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $600 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different.

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The chart estimates GMC Terrain SLT 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $766. Drivers who choose higher $1,000 deductibles will pay $1,140. The average price for a 40-year-old male driver using $500 deductibles is $1,344. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,740. High risk drivers could be charged as much as $2,892. The rate for full coverage for a teen driver is $4,822.

View Chart as Image