GMC Terrain SLE AWD Insurance Rates

The average insurance rates for a GMC Terrain SLE AWD are $1,298 a year with full coverage. Comprehensive costs around $312, collision costs $540, and liability costs $310. A liability-only policy costs as little as $370 a year, with high-risk insurance costing around $2,790. Teen drivers cost the most to insure at $4,678 a year or more.

Annual premium for full coverage: $1,298

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a GMC Terrain SLE AWD also range considerably based on your risk profile, the actual cash value of your Terrain, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Terrain SLE AWD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $570 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can cost from 45% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

The chart above shows GMC Terrain SLE AWD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $742. Drivers who choose higher $1,000 deductibles will pay around $1,106. The average rate for a driver age 40 with no violations using $500 deductibles is $1,298. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,674. High risk drivers could be charged around $2,790. The price for full coverage insurance for a 16-year-old driver is $4,678.

View Chart as Image