GMC Acadia SL 2WD Insurance Rates

Average insurance rates for a GMC Acadia SL 2WD are $1,206 a year for full coverage insurance. Comprehensive costs around $270, collision insurance costs $414, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,578. Teen drivers receive the highest rates at up to $4,494 a year.

Annual premium for full coverage: $1,206

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Acadia Trim Level

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location impacts auto insurance rates.

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Acadia SL 2WD can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,400 a year. View Rates by Age

Where you live has a huge impact on GMC Acadia SL 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $460 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can be around 42% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

View Chart as Image

The chart estimates GMC Acadia SL 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $711. Drivers who choose higher $1,000 deductibles will pay around $1,050. The average rate for a driver age 40 with no violations using $500 deductibles is $1,206. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,506. High risk drivers could be charged as much as $2,578. The price for full coverage insurance for a 16-year-old driver can be as high as $4,494.

View Chart as Image