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Ford Taurus Limited AWD Insurance Rates

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The average auto insurance rates for a Ford Taurus Limited AWD are $1,584 annually for full coverage. Comprehensive costs approximately $396, collision insurance costs $666, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $3,406. Teen drivers cost the most to insure at up to $5,670 a year.

Annual premium for full coverage: $1,584

Policy rates by type of coverage:

Comprehensive $396
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Taurus Trim Level

For a 40-year-old driver, Ford Taurus Limited AWD insurance rates range from as cheap as $430 for just the minimum liability insurance to the much higher price of $3,406 for high-risk insurance.

Liability Only $430
Full Coverage $1,584
High Risk $3,406

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.

Rural Areas $1,188
Small Cities $1,663
Large Cities $2,138

These price differences show why everyone should compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Ford Taurus Limited AWD also range considerably based on the model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,800 to $2,500 in extra premium every year, depending on your age. Ford Taurus Limited AWD insurance for high-risk drivers can cost as much as 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $710 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Ford Taurus Limited AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted rates will be varied between companies.

View Chart as Image

Ford Taurus Limited AWD insurance cost comparison chart
Column chart showing Ford Taurus Limited AWD insurance prices range from $905 to $5,670 for full coverage

Chart shows Ford Taurus Limited AWD insurance prices for various situations. The best price after discounts is $905. Drivers who choose higher $1,000 deductibles will pay about $1,344. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,584. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,050. High risk drivers could be charged around $3,406. The rate for full coverage insurance for a teenager is $5,670.

Ford Taurus Limited AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,432 -$152 -9.6%
Alaska $1,214 -$370 -23.4%
Arizona $1,316 -$268 -16.9%
Arkansas $1,584 -$0 0.0%
California $1,806 $222 14.0%
Colorado $1,514 -$70 -4.4%
Connecticut $1,628 $44 2.8%
Delaware $1,794 $210 13.3%
Florida $1,982 $398 25.1%
Georgia $1,464 -$120 -7.6%
Hawaii $1,138 -$446 -28.2%
Idaho $1,072 -$512 -32.3%
Illinois $1,180 -$404 -25.5%
Indiana $1,192 -$392 -24.7%
Iowa $1,070 -$514 -32.4%
Kansas $1,506 -$78 -4.9%
Kentucky $2,162 $578 36.5%
Louisiana $2,344 $760 48.0%
Maine $978 -$606 -38.3%
Maryland $1,306 -$278 -17.6%
Massachusetts $1,266 -$318 -20.1%
Michigan $2,754 $1,170 73.9%
Minnesota $1,326 -$258 -16.3%
Mississippi $1,898 $314 19.8%
Missouri $1,406 -$178 -11.2%
Montana $1,702 $118 7.4%
Nebraska $1,250 -$334 -21.1%
Nevada $1,900 $316 19.9%
New Hampshire $1,142 -$442 -27.9%
New Jersey $1,770 $186 11.7%
New Mexico $1,402 -$182 -11.5%
New York $1,668 $84 5.3%
North Carolina $914 -$670 -42.3%
North Dakota $1,298 -$286 -18.1%
Ohio $1,094 -$490 -30.9%
Oklahoma $1,628 $44 2.8%
Oregon $1,450 -$134 -8.5%
Pennsylvania $1,512 -$72 -4.5%
Rhode Island $2,112 $528 33.3%
South Carolina $1,436 -$148 -9.3%
South Dakota $1,336 -$248 -15.7%
Tennessee $1,388 -$196 -12.4%
Texas $1,910 $326 20.6%
Utah $1,176 -$408 -25.8%
Vermont $1,084 -$500 -31.6%
Virginia $950 -$634 -40.0%
Washington $1,224 -$360 -22.7%
West Virginia $1,454 -$130 -8.2%
Wisconsin $1,098 -$486 -30.7%
Wyoming $1,412 -$172 -10.9%

View Chart as Image

Ford Taurus Limited AWD insurance rates by U.S. city

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Rates by Driver Age

Ford Taurus Limited AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,670
20 $3,622
30 $1,666
40 $1,584
50 $1,442
60 $1,414

Full coverage, $500 deductibles

Rates by Deductible

Ford Taurus Limited AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,836
$500 $1,584
$1,000 $1,344

Full coverage, driver age 40

Rates by Liability Limit

Ford Taurus Limited AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,584
50/100 $1,657
100/300 $1,748
250/500 $1,984
100 CSL $1,693
300 CSL $1,893
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Taurus Limited AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,122
20 $5,752
30 $3,498
40 $3,406
50 $3,246
60 $3,214

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $120
5-yr Claim Free $102
Paid in Full/EFT $76
Advance Quote $79
Online Quote $114
Total Discounts $679
Rate after discounts $905

Discounts are estimated and may not be available from every company or in every state.

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