Ford Ranger XL SuperCab 4WD Insurance Rates

Estimated insurance rates for a Ford Ranger XL SuperCab 4WD are $1,226 a year for full coverage. Comprehensive insurance costs approximately $258 a year, collision insurance costs $446, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,634 or more. Teenage drivers pay the most at up to $4,594 a year.

Annual premium for full coverage: $1,226

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Ranger Trim Level

These rate differences show why it is important for drivers to compare rates using their specific location, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford Ranger XL SuperCab 4WD also have a wide range based on the model year of your Ranger, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Ford Ranger XL SuperCab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $470 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the rates will be substantially different.

View Chart as Image

Chart shows Ford Ranger XL SuperCab 4WD insurance prices for various risks and coverage choices. The best price after discounts is $717. Drivers who use higher $1,000 deductibles will pay $1,066. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,226. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,532. Drivers with multiple violations and accidents could be charged up to $2,634. The cost for full coverage for a teenager is $4,594.

View Chart as Image