Ford Fusion Sport AWD 4-Dr Sedan Insurance Rates

The average insurance prices for a Ford Fusion Sport AWD 4-Dr Sedan are $1,556 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $368, collision insurance costs $666, and liability insurance costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $3,360 or more. Teenage drivers cost the most to insure at up to $5,628 a year.

Annual premium for full coverage: $1,556

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Fusion Trim Level

These price differences illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford Fusion Sport AWD 4-Dr Sedan also range considerably based on liability limits and deductibles, your risk profile, and the model year.

Using high physical damage deductibles could cut rates by as much as $690 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,800 to $2,500 extra every year, depending on your age. Ford Fusion Sport AWD 4-Dr Sedan insurance for high-risk drivers can be anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Ford Fusion Sport AWD 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

View Chart as Image

The chart estimates Ford Fusion Sport AWD 4-Dr Sedan insurance rates for various coverage choices and risks. The lowest rate with discounts is $886. Drivers who use higher $1,000 deductibles will pay $1,322. The average rate for a driver around age 40 using $500 deductibles is $1,556. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $2,012. Drivers with multiple violations and accidents could be charged around $3,360. The rate for full coverage for a teenage driver can be as high as $5,628.

View Chart as Image