Ford F-350 Super Duty XLT Super Cab Turbo Diesel 4WD Insurance Rates

Average auto insurance rates for a Ford F-350 Super Duty XLT Super Cab Turbo Diesel 4WD are $1,846 annually including full coverage. Comprehensive insurance costs an estimated $396 each year, collision costs $666, and liability insurance costs $546. Only liability insurance costs as little as $646 a year, with high-risk insurance costing $3,968 or more. Teenage drivers receive the highest rates at $6,904 a year or more.

Annual premium for full coverage: $1,846

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These differences highlight why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford F-350 Super Duty XLT Super Cab Turbo Diesel 4WD can also vary considerably based on the model year of your F-350 Super Duty, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,700 per year on average for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $6,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $2,100 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $710 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $492 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Ford F-350 Super Duty XLT Super Cab Turbo Diesel 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so the rates can be significantly different between companies.

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The chart above shows average Ford F-350 Super Duty XLT Super Cab Turbo Diesel 4WD insurance prices for different situations. The lowest price with discounts is $1,081. Drivers who use higher $1,000 deductibles will pay about $1,606. The average price for a driver around age 40 using $500 deductibles is $1,846. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,312. Drivers with multiple violations and accidents could be charged as much as $3,968. The policy rate for full coverage for a teenage driver is $6,904.

View Chart as Image