Ford F-350 Super Duty XLT Super Cab 4WD Insurance Rates

Estimated insurance prices for a Ford F-350 Super Duty XLT Super Cab 4WD are $1,800 every 12 months including full coverage. Comprehensive insurance costs approximately $382 a year, collision costs $634, and liability insurance costs around $546. A policy with only liability insurance costs as low as $646 a year, with a high-risk policy costing $3,866 or more. Teenage drivers pay the most at $6,760 a year or more.

Annual premium for full coverage: $1,800

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences highlight why it is important for drivers to compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-350 Super Duty XLT Super Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the replacement cost of your F-350 Super Duty.

Using high physical damage deductibles could cut rates by as much as $680 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $492 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $6,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $2,100 to $2,900 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford F-350 Super Duty XLT Super Cab 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be substantially different.

View Chart as Image

The chart above shows average Ford F-350 Super Duty XLT Super Cab 4WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $1,056. Drivers who use higher $1,000 deductibles will pay $1,570. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,800. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,248. Drivers with multiple violations and accidents could be charged up to $3,866. The cost for full coverage for a teenager can be as high as $6,760.

View Chart as Image