Ford F-350 Super Duty XLT Crew Cab Turbo Diesel 4WD Insurance Rates

Estimated insurance rates for a Ford F-350 Super Duty XLT Crew Cab Turbo Diesel 4WD are $1,892 a year for full coverage. Comprehensive insurance costs on average $410 a year, collision insurance costs $698, and liability coverage costs around $546. A liability-only policy costs as low as $646 a year, and high-risk insurance costs $4,068 or more. Teenage drivers pay the most at up to $7,050 a year.

Annual premium for full coverage: $1,892

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences show why it is important for drivers to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty XLT Crew Cab Turbo Diesel 4WD also have a wide range based on your driving characteristics, the model year of your F-350 Super Duty, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will have to pay upwards of $7,000 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-350 Super Duty XLT Crew Cab Turbo Diesel 4WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $740 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $492 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $2,200 to $3,000 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be substantially different from one company to the next.

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Chart shows Ford F-350 Super Duty XLT Crew Cab Turbo Diesel 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $1,105. Drivers who use higher $1,000 deductibles will pay around $1,640. The average rate for a 40-year-old male driver using $500 deductibles is $1,892. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,380. Drivers with multiple violations and accidents could be charged up to $4,068. The cost for full coverage for a teen driver can be as high as $7,050.

View Chart as Image