Ford F-350 Super Duty XLT Crew Cab Harley Edition 2WD Insurance Rates

Estimated insurance rates for a Ford F-350 Super Duty XLT Crew Cab Harley Edition 2WD are $1,566 a year including full coverage. Comprehensive insurance costs an estimated $410 each year, collision costs $634, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,350 or more. Teenage drivers pay the most at $5,568 a year or more.

Annual premium for full coverage: $1,566

Premium estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences highlight why all drivers should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-350 Super Duty XLT Crew Cab Harley Edition 2WD also have a wide range based on your driving characteristics, the replacement cost of your F-350 Super Duty, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-350 Super Duty XLT Crew Cab Harley Edition 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $700 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,800 to $2,400 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, and rates will be substantially different from one company to the next.

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The chart above shows average Ford F-350 Super Duty XLT Crew Cab Harley Edition 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $902. Drivers who use higher $1,000 deductibles will pay around $1,330. The average rate for a driver around age 40 using $500 deductibles is $1,566. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,024. Drivers with multiple violations and accidents could be charged up to $3,350. The policy rate for full coverage for a teenage driver is $5,568.

View Chart as Image