Ford F-350 Super Duty XLT Crew Cab 4WD Insurance Rates

U.S. average auto insurance rates for a Ford F-350 Super Duty XLT Crew Cab 4WD are $1,800 annually for full coverage insurance. Comprehensive costs around $382 each year, collision costs $634, and liability costs $546. Liability-only coverage costs as little as $646 a year, with high-risk coverage costing around $3,866. Teenage drivers pay the highest rates at $6,760 a year or more.

Annual premium for full coverage: $1,800

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Geographic Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These price ranges illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty XLT Crew Cab 4WD are also quite variable based on the actual cash value of your F-350 Super Duty, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,700 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $6,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $2,100 to $2,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $680 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $492 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Ford F-350 Super Duty XLT Crew Cab 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

The chart estimates Ford F-350 Super Duty XLT Crew Cab 4WD insurance prices for different situations. The cheapest discount price is $1,056. Drivers who use higher $1,000 deductibles will pay about $1,570. The average price for a driver age 40 with no violations using $500 deductibles is $1,800. Using lower $100 deductibles for physical damage coverage can cost as much as $2,248. Drivers with multiple violations and accidents could be charged at least $3,866. The policy rate for full coverage insurance for a 16-year-old driver is $6,760.

View Chart as Image