Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD Insurance Rates
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Estimated insurance prices for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD are $1,800 every 12 months for full coverage. Comprehensive insurance costs around $382, collision insurance costs $634, and liability coverage costs $546. A liability-only policy costs as little as $646 a year, and high-risk insurance costs $3,866 or more. Teenage drivers pay the most at up to $6,760 a year.
Annual premium for full coverage: $1,800
Premium estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
For a driver around age 40, insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD range from the cheapest price of $646 for just the minimum liability insurance to a much higher rate of $3,866 for a high-risk insurance policy.
These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD Insurance Rates
Auto insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the actual cash value of your F-350 Super Duty.
Using high physical damage deductibles could save up to $680 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost up to $492 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $6,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $2,100 to $2,900 in extra premium annually, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
With such a large range of rates, the only way to know your exact price is to compare rates and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be substantially different.
Chart shows Ford F-350 Super Duty XL Super Cab Turbo Diesel 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $1,056. Drivers who use higher $1,000 deductibles will pay $1,570. The average rate for a driver age 40 with no violations using $500 deductibles is $1,800. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,248. Drivers with multiple violations and accidents could be charged up to $3,866. The price for full coverage for a 16-year-old driver is $6,760.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,628 | -$172 | -9.6% |
| Alaska | $1,378 | -$422 | -23.4% |
| Arizona | $1,492 | -$308 | -17.1% |
| Arkansas | $1,800 | -$0 | 0.0% |
| California | $2,054 | $254 | 14.1% |
| Colorado | $1,718 | -$82 | -4.6% |
| Connecticut | $1,848 | $48 | 2.7% |
| Delaware | $2,036 | $236 | 13.1% |
| Florida | $2,252 | $452 | 25.1% |
| Georgia | $1,664 | -$136 | -7.6% |
| Hawaii | $1,292 | -$508 | -28.2% |
| Idaho | $1,220 | -$580 | -32.2% |
| Illinois | $1,342 | -$458 | -25.4% |
| Indiana | $1,358 | -$442 | -24.6% |
| Iowa | $1,216 | -$584 | -32.4% |
| Kansas | $1,708 | -$92 | -5.1% |
| Kentucky | $2,456 | $656 | 36.4% |
| Louisiana | $2,668 | $868 | 48.2% |
| Maine | $1,112 | -$688 | -38.2% |
| Maryland | $1,486 | -$314 | -17.4% |
| Massachusetts | $1,440 | -$360 | -20.0% |
| Michigan | $3,126 | $1,326 | 73.7% |
| Minnesota | $1,508 | -$292 | -16.2% |
| Mississippi | $2,156 | $356 | 19.8% |
| Missouri | $1,600 | -$200 | -11.1% |
| Montana | $1,934 | $134 | 7.4% |
| Nebraska | $1,420 | -$380 | -21.1% |
| Nevada | $2,158 | $358 | 19.9% |
| New Hampshire | $1,298 | -$502 | -27.9% |
| New Jersey | $2,014 | $214 | 11.9% |
| New Mexico | $1,596 | -$204 | -11.3% |
| New York | $1,896 | $96 | 5.3% |
| North Carolina | $1,038 | -$762 | -42.3% |
| North Dakota | $1,472 | -$328 | -18.2% |
| Ohio | $1,242 | -$558 | -31.0% |
| Oklahoma | $1,848 | $48 | 2.7% |
| Oregon | $1,650 | -$150 | -8.3% |
| Pennsylvania | $1,718 | -$82 | -4.6% |
| Rhode Island | $2,402 | $602 | 33.4% |
| South Carolina | $1,630 | -$170 | -9.4% |
| South Dakota | $1,520 | -$280 | -15.6% |
| Tennessee | $1,576 | -$224 | -12.4% |
| Texas | $2,166 | $366 | 20.3% |
| Utah | $1,332 | -$468 | -26.0% |
| Vermont | $1,232 | -$568 | -31.6% |
| Virginia | $1,078 | -$722 | -40.1% |
| Washington | $1,390 | -$410 | -22.8% |
| West Virginia | $1,650 | -$150 | -8.3% |
| Wisconsin | $1,248 | -$552 | -30.7% |
| Wyoming | $1,604 | -$196 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,760 |
| 20 | $4,132 |
| 30 | $1,872 |
| 40 | $1,800 |
| 50 | $1,644 |
| 60 | $1,612 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,248 |
| $250 | $2,042 |
| $500 | $1,800 |
| $1,000 | $1,570 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,800 |
| 50/100 | $1,909 |
| 100/300 | $2,046 |
| 250/500 | $2,401 |
| 100 CSL | $1,964 |
| 300 CSL | $2,264 |
| 500 CSL | $2,483 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,606 |
| 20 | $6,556 |
| 30 | $3,942 |
| 40 | $3,866 |
| 50 | $3,688 |
| 60 | $3,654 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $92 |
| Homeowner | $27 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $114 |
| Paid in Full/EFT | $79 |
| Advance Quote | $86 |
| Online Quote | $125 |
| Total Discounts | $744 |
Discounts are estimated and may not be available from every company or in every state.
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