Ford F-350 Super Duty XL Super Cab 4WD Insurance Rates
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Estimated insurance rates for a Ford F-350 Super Duty XL Super Cab 4WD are $1,710 a year including full coverage. Comprehensive insurance costs around $354, collision costs $572, and liability costs $546. A liability-only policy costs as little as $646 a year, with high-risk insurance costing $3,668 or more. Teen drivers pay the most at $6,470 a year or more.
Annual premium for full coverage: $1,710
Premium estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
For the normal driver, insurance rates for a Ford F-350 Super Duty XL Super Cab 4WD go from the low end price of $646 for minimum levels of liability insurance to a much higher rate of $3,668 for a driver who requires high-risk insurance.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Ford F-350 Super Duty XL Super Cab 4WD Insurance
Auto insurance rates for a Ford F-350 Super Duty XL Super Cab 4WD also have a wide range based on the model year, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $2,000 to $2,800 in extra premium annually, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than average. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $6,400 a year. View Rates by Age
Where you choose to live makes a big difference in Ford F-350 Super Duty XL Super Cab 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $620 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $492 extra every year. View Rates by Deductible or Liability Limit
With such a large range of prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted rates will be substantially different.
The chart above shows average Ford F-350 Super Duty XL Super Cab 4WD insurance prices for different risks and coverage choices. The best price after discounts is $1,013. Drivers who choose higher $1,000 deductibles will pay $1,500. The average price for a driver age 40 with no violations using $500 deductibles is $1,710. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,116. High risk drivers could be charged up to $3,668. The price for full coverage for a 16-year-old driver is $6,470.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,544 | -$166 | -9.7% |
| Alaska | $1,310 | -$400 | -23.4% |
| Arizona | $1,416 | -$294 | -17.2% |
| Arkansas | $1,710 | -$0 | 0.0% |
| California | $1,950 | $240 | 14.0% |
| Colorado | $1,632 | -$78 | -4.6% |
| Connecticut | $1,756 | $46 | 2.7% |
| Delaware | $1,932 | $222 | 13.0% |
| Florida | $2,136 | $426 | 24.9% |
| Georgia | $1,580 | -$130 | -7.6% |
| Hawaii | $1,226 | -$484 | -28.3% |
| Idaho | $1,160 | -$550 | -32.2% |
| Illinois | $1,274 | -$436 | -25.5% |
| Indiana | $1,290 | -$420 | -24.6% |
| Iowa | $1,156 | -$554 | -32.4% |
| Kansas | $1,622 | -$88 | -5.1% |
| Kentucky | $2,332 | $622 | 36.4% |
| Louisiana | $2,532 | $822 | 48.1% |
| Maine | $1,054 | -$656 | -38.4% |
| Maryland | $1,410 | -$300 | -17.5% |
| Massachusetts | $1,366 | -$344 | -20.1% |
| Michigan | $2,968 | $1,258 | 73.6% |
| Minnesota | $1,430 | -$280 | -16.4% |
| Mississippi | $2,046 | $336 | 19.6% |
| Missouri | $1,518 | -$192 | -11.2% |
| Montana | $1,836 | $126 | 7.4% |
| Nebraska | $1,348 | -$362 | -21.2% |
| Nevada | $2,048 | $338 | 19.8% |
| New Hampshire | $1,232 | -$478 | -28.0% |
| New Jersey | $1,910 | $200 | 11.7% |
| New Mexico | $1,516 | -$194 | -11.3% |
| New York | $1,802 | $92 | 5.4% |
| North Carolina | $984 | -$726 | -42.5% |
| North Dakota | $1,398 | -$312 | -18.2% |
| Ohio | $1,178 | -$532 | -31.1% |
| Oklahoma | $1,754 | $44 | 2.6% |
| Oregon | $1,566 | -$144 | -8.4% |
| Pennsylvania | $1,632 | -$78 | -4.6% |
| Rhode Island | $2,280 | $570 | 33.3% |
| South Carolina | $1,548 | -$162 | -9.5% |
| South Dakota | $1,444 | -$266 | -15.6% |
| Tennessee | $1,496 | -$214 | -12.5% |
| Texas | $2,056 | $346 | 20.2% |
| Utah | $1,264 | -$446 | -26.1% |
| Vermont | $1,168 | -$542 | -31.7% |
| Virginia | $1,022 | -$688 | -40.2% |
| Washington | $1,320 | -$390 | -22.8% |
| West Virginia | $1,566 | -$144 | -8.4% |
| Wisconsin | $1,186 | -$524 | -30.6% |
| Wyoming | $1,522 | -$188 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,470 |
| 20 | $3,918 |
| 30 | $1,774 |
| 40 | $1,710 |
| 50 | $1,562 |
| 60 | $1,532 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,116 |
| $250 | $1,928 |
| $500 | $1,710 |
| $1,000 | $1,500 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,710 |
| 50/100 | $1,819 |
| 100/300 | $1,956 |
| 250/500 | $2,311 |
| 100 CSL | $1,874 |
| 300 CSL | $2,174 |
| 500 CSL | $2,393 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,178 |
| 20 | $6,214 |
| 30 | $3,732 |
| 40 | $3,668 |
| 50 | $3,498 |
| 60 | $3,464 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $88 |
| Multi-vehicle | $87 |
| Homeowner | $26 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $73 |
| Advance Quote | $80 |
| Online Quote | $118 |
| Total Discounts | $697 |
Discounts are estimated and may not be available from every company or in every state.
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