Ford F-350 Super Duty XL Super Cab 2WD Insurance Rates

Estimated insurance rates for a Ford F-350 Super Duty XL Super Cab 2WD are $1,430 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $540, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,050 or more. Teen drivers pay the most at $5,134 a year or more.

Annual premium for full coverage: $1,430

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences illustrate why everyone should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-350 Super Duty XL Super Cab 2WD also have a wide range based on your driving characteristics, the model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-350 Super Duty XL Super Cab 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $610 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Ford F-350 Super Duty XL Super Cab 2WD insurance for high-risk drivers can be as much as 43% to 126% more than average. View High Risk Driver Rates

With such a large range of rates, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

The chart estimates Ford F-350 Super Duty XL Super Cab 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $833. Drivers who choose higher $1,000 deductibles will pay around $1,224. The average rate for a driver age 40 with no violations using $500 deductibles is $1,430. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,826. High risk drivers could be charged up to $3,050. The rate for full coverage for a 16-year-old driver can be as high as $5,134.

View Chart as Image