Ford F-350 Super Duty XL Crew Cab Turbo Diesel 4WD Insurance Rates

The average insurance rates for a Ford F-350 Super Duty XL Crew Cab Turbo Diesel 4WD are $1,846 a year with full coverage. Comprehensive costs approximately $396 each year, collision costs $666, and liability insurance costs $546. Liability-only coverage costs as little as $646 a year, with high-risk coverage costing around $3,968. Teen drivers cost the most to insure at $6,904 a year or more.

Annual premium for full coverage: $1,846

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

These price differences demonstrate why all drivers should compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-350 Super Duty XL Crew Cab Turbo Diesel 4WD also range considerably based on your risk profile, the actual cash value of your F-350 Super Duty, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $6,900 a year. View Rates by Age

Your home state makes a big difference in Ford F-350 Super Duty XL Crew Cab Turbo Diesel 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $710 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $492 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $2,100 to $3,000 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 127% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which company is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied from one company to the next.

View Chart as Image

The chart above shows Ford F-350 Super Duty XL Crew Cab Turbo Diesel 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $1,081. Drivers who choose higher $1,000 deductibles will pay around $1,606. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,846. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,312. High risk drivers could be charged around $3,968. The policy rate for full coverage insurance for a teenager is $6,904.

View Chart as Image