Ford F-350 Super Duty XL Crew Cab Cabela Package 2WD Insurance Rates

Average insurance prices for a Ford F-350 Super Duty XL Crew Cab Cabela Package 2WD are $1,522 every 12 months for full coverage insurance. Comprehensive costs approximately $396, collision insurance costs $604, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs around $3,252. Teenage drivers receive the highest rates at up to $5,424 a year.

Annual premium for full coverage: $1,522

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance prices.

These differences illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-350 Super Duty XL Crew Cab Cabela Package 2WD can also vary considerably based on policy deductibles and limits, your risk profile, and the replacement cost of your F-350 Super Duty.

Using high physical damage deductibles could save up to $670 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,800 to $2,400 additional per year, depending on your age. High-risk driver insurance can cost from 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Ford F-350 Super Duty XL Crew Cab Cabela Package 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

The chart estimates Ford F-350 Super Duty XL Crew Cab Cabela Package 2WD insurance rates for various coverage choices and risks. The cheapest discount rate is $881. Drivers who use higher $1,000 deductibles will pay $1,294. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,522. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,956. Drivers with multiple violations and accidents could be charged as much as $3,252. The price for full coverage insurance for a teenager is $5,424.

View Chart as Image