Ford F-350 Super Duty XL Crew Cab 2WD Insurance Rates

Estimated insurance prices for a Ford F-350 Super Duty XL Crew Cab 2WD are $1,476 every 12 months including full coverage. Comprehensive insurance costs approximately $382 a year, collision costs $572, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,150 or more. Teen drivers pay the most at $5,280 a year or more.

Annual premium for full coverage: $1,476

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences highlight why it is important for drivers to compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-350 Super Duty XL Crew Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the replacement cost of your F-350 Super Duty.

Choosing high deductibles could cut rates by as much as $640 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 129% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford F-350 Super Duty XL Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

The chart above shows average Ford F-350 Super Duty XL Crew Cab 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $857. Drivers who choose higher $1,000 deductibles will pay $1,258. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,476. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,892. High risk drivers could be charged up to $3,150. The cost for full coverage for a teenager can be as high as $5,280.

View Chart as Image