Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD Insurance Rates
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Estimated insurance rates for a Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD are $1,612 a year for full coverage insurance. Comprehensive insurance costs on average $424 each year, collision costs $666, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,450 or more. Teen drivers pay the most at $5,712 a year or more.
Annual premium for full coverage: $1,612
Premium estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
For a driver around age 40, insurance rates for a Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD go from as low as $430 for liability-only coverage to a high rate of $3,450 for a high-risk insurance policy.
These rate differences illustrate why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD Insurance Rates
Insurance rates for a Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD also have a wide range based on your driving characteristics, the model year, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay upwards of $5,700 a year. View Rates by Age
Where you choose to live makes a big difference in Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $730 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,900 to $2,500 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 132% more than average. View High Risk Driver Rates
With such a large range of rates, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different from one company to the next.
The chart estimates Ford F-350 Super Duty Super Cab XLT Turbo Diesel 2WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $925. Drivers who choose higher $1,000 deductibles will pay around $1,364. The average rate for a 40-year-old male driver using $500 deductibles is $1,612. Using lower $100 deductibles for physical damage coverage can cost as much as $2,088. High risk drivers could be charged up to $3,450. The policy rate for full coverage for a teen driver is $5,712.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,458 | -$154 | -9.6% |
| Alaska | $1,234 | -$378 | -23.4% |
| Arizona | $1,340 | -$272 | -16.9% |
| Arkansas | $1,612 | -$0 | 0.0% |
| California | $1,838 | $226 | 14.0% |
| Colorado | $1,540 | -$72 | -4.5% |
| Connecticut | $1,658 | $46 | 2.9% |
| Delaware | $1,826 | $214 | 13.3% |
| Florida | $2,016 | $404 | 25.1% |
| Georgia | $1,490 | -$122 | -7.6% |
| Hawaii | $1,158 | -$454 | -28.2% |
| Idaho | $1,092 | -$520 | -32.3% |
| Illinois | $1,200 | -$412 | -25.6% |
| Indiana | $1,214 | -$398 | -24.7% |
| Iowa | $1,088 | -$524 | -32.5% |
| Kansas | $1,532 | -$80 | -5.0% |
| Kentucky | $2,200 | $588 | 36.5% |
| Louisiana | $2,386 | $774 | 48.0% |
| Maine | $996 | -$616 | -38.2% |
| Maryland | $1,330 | -$282 | -17.5% |
| Massachusetts | $1,288 | -$324 | -20.1% |
| Michigan | $2,802 | $1,190 | 73.8% |
| Minnesota | $1,348 | -$264 | -16.4% |
| Mississippi | $1,932 | $320 | 19.9% |
| Missouri | $1,430 | -$182 | -11.3% |
| Montana | $1,732 | $120 | 7.4% |
| Nebraska | $1,272 | -$340 | -21.1% |
| Nevada | $1,934 | $322 | 20.0% |
| New Hampshire | $1,162 | -$450 | -27.9% |
| New Jersey | $1,802 | $190 | 11.8% |
| New Mexico | $1,428 | -$184 | -11.4% |
| New York | $1,698 | $86 | 5.3% |
| North Carolina | $930 | -$682 | -42.3% |
| North Dakota | $1,320 | -$292 | -18.1% |
| Ohio | $1,112 | -$500 | -31.0% |
| Oklahoma | $1,656 | $44 | 2.7% |
| Oregon | $1,476 | -$136 | -8.4% |
| Pennsylvania | $1,538 | -$74 | -4.6% |
| Rhode Island | $2,150 | $538 | 33.4% |
| South Carolina | $1,462 | -$150 | -9.3% |
| South Dakota | $1,360 | -$252 | -15.6% |
| Tennessee | $1,412 | -$200 | -12.4% |
| Texas | $1,942 | $330 | 20.5% |
| Utah | $1,196 | -$416 | -25.8% |
| Vermont | $1,104 | -$508 | -31.5% |
| Virginia | $966 | -$646 | -40.1% |
| Washington | $1,246 | -$366 | -22.7% |
| West Virginia | $1,478 | -$134 | -8.3% |
| Wisconsin | $1,118 | -$494 | -30.6% |
| Wyoming | $1,438 | -$174 | -10.8% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,712 |
| 20 | $3,660 |
| 30 | $1,696 |
| 40 | $1,612 |
| 50 | $1,466 |
| 60 | $1,436 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,088 |
| $250 | $1,870 |
| $500 | $1,612 |
| $1,000 | $1,364 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,612 |
| 50/100 | $1,685 |
| 100/300 | $1,776 |
| 250/500 | $2,012 |
| 100 CSL | $1,721 |
| 300 CSL | $1,921 |
| 500 CSL | $2,067 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,184 |
| 20 | $5,810 |
| 30 | $3,546 |
| 40 | $3,450 |
| 50 | $3,286 |
| 60 | $3,254 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $80 |
| Online Quote | $116 |
| Total Discounts | $687 |
Discounts are estimated and may not be available from every company or in every state.
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