Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates

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U.S. average auto insurance rates for a Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD are $1,892 annually including full coverage. Comprehensive costs an estimated $410 each year, collision insurance costs $698, and liability insurance costs around $546. Liability-only coverage costs as low as $646 a year, and high-risk coverage costs around $4,068. Teen drivers pay the highest rates at up to $7,050 a year.

Annual premium for full coverage: $1,892

Price estimates broken down by individual coverage:

Comprehensive $410
Collision $698
Liability $546

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

For a driver in their 40's, Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance prices range from as cheap as $646 for just liability insurance to a high rate of $4,068 for a driver who has had serious violations or accidents.

Liability Only $646
Full Coverage $1,892
High Risk $4,068

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

Rural Areas $1,419
Small Cities $1,987
Large Cities $2,554

These price ranges highlight why all drivers should compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates

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Auto insurance rates for a Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD are also quite variable based on the actual cash value of your F-350 Super Duty, your driving characteristics, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,700 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay at least $7,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $2,200 to $3,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $740 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $492 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates may be quite different between companies.

View Chart as Image

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance cost comparison chart
Column chart showing Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance prices range from $1,105 to $7,050 for full coverage

The chart above shows average Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance prices for various situations. The lowest price with discounts is $1,105. Drivers who choose higher $1,000 deductibles will pay about $1,640. The average price for a driver around age 40 using $500 deductibles is $1,892. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,380. High risk drivers could be charged at least $4,068. The policy rate for full coverage insurance for a teenage driver can be as high as $7,050.

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,708 -$184 -9.7%
Alaska $1,450 -$442 -23.4%
Arizona $1,568 -$324 -17.1%
Arkansas $1,892 -$0 0.0%
California $2,158 $266 14.1%
Colorado $1,806 -$86 -4.5%
Connecticut $1,944 $52 2.7%
Delaware $2,140 $248 13.1%
Florida $2,364 $472 24.9%
Georgia $1,746 -$146 -7.7%
Hawaii $1,358 -$534 -28.2%
Idaho $1,282 -$610 -32.2%
Illinois $1,410 -$482 -25.5%
Indiana $1,428 -$464 -24.5%
Iowa $1,278 -$614 -32.5%
Kansas $1,796 -$96 -5.1%
Kentucky $2,580 $688 36.4%
Louisiana $2,804 $912 48.2%
Maine $1,166 -$726 -38.4%
Maryland $1,560 -$332 -17.5%
Massachusetts $1,512 -$380 -20.1%
Michigan $3,284 $1,392 73.6%
Minnesota $1,584 -$308 -16.3%
Mississippi $2,266 $374 19.8%
Missouri $1,680 -$212 -11.2%
Montana $2,032 $140 7.4%
Nebraska $1,492 -$400 -21.1%
Nevada $2,268 $376 19.9%
New Hampshire $1,364 -$528 -27.9%
New Jersey $2,114 $222 11.7%
New Mexico $1,678 -$214 -11.3%
New York $1,992 $100 5.3%
North Carolina $1,090 -$802 -42.4%
North Dakota $1,548 -$344 -18.2%
Ohio $1,304 -$588 -31.1%
Oklahoma $1,940 $48 2.5%
Oregon $1,734 -$158 -8.4%
Pennsylvania $1,804 -$88 -4.7%
Rhode Island $2,522 $630 33.3%
South Carolina $1,714 -$178 -9.4%
South Dakota $1,598 -$294 -15.5%
Tennessee $1,654 -$238 -12.6%
Texas $2,276 $384 20.3%
Utah $1,400 -$492 -26.0%
Vermont $1,294 -$598 -31.6%
Virginia $1,132 -$760 -40.2%
Washington $1,458 -$434 -22.9%
West Virginia $1,734 -$158 -8.4%
Wisconsin $1,312 -$580 -30.7%
Wyoming $1,686 -$206 -10.9%

View Chart as Image

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $7,050
20 $4,346
30 $1,970
40 $1,892
50 $1,728
60 $1,696

Full coverage, $500 deductibles

Rates by Deductible

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,380
$250 $2,154
$500 $1,892
$1,000 $1,640

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,892
50/100 $2,001
100/300 $2,138
250/500 $2,493
100 CSL $2,056
300 CSL $2,356
500 CSL $2,575

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $10,032
20 $6,896
30 $4,152
40 $4,068
50 $3,880
60 $3,844

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $257

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $99
Multi-vehicle $97
Homeowner $27
5-yr Accident Free $136
5-yr Claim Free $120
Paid in Full/EFT $85
Advance Quote $91
Online Quote $132
Total Discounts $787
Rate after discounts $1,105

Discounts are estimated and may not be available from every company or in every state.

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