Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 2WD Insurance Rates

U.S. average insurance rates for a Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 2WD are $1,658 a year with full coverage. Comprehensive costs approximately $438, collision insurance costs $698, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,552. Teenage drivers pay the highest rates at up to $5,858 a year.

Annual premium for full coverage: $1,658

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

These price ranges demonstrate why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 2WD are also quite variable based on the model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,900 to $2,600 in extra premium each year, depending on your age. High-risk driver insurance can be from 44% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,800 a year. View Rates by Age

The state you live in has a huge impact on Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 2WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $760 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which insurance company is cheapest is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.

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The chart above shows Ford F-350 Super Duty Super Cab Lariat Turbo Diesel 2WD insurance prices for various risks and coverage choices. The cheapest discount price is $948. Drivers who use higher $1,000 deductibles will pay $1,398. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,658. Using more expensive $100 deductibles for comp and collision coverage could cost up to $2,156. Drivers with multiple violations and accidents could be charged at least $3,552. The price for full coverage insurance for a teenager can be as high as $5,858.

View Chart as Image