Ford F-350 Super Duty Super Cab Lariat 4WD Insurance Rates

Average insurance prices for a Ford F-350 Super Duty Super Cab Lariat 4WD are $1,846 every 12 months for full coverage insurance. Comprehensive costs an estimated $396 each year, collision insurance costs $666, and liability costs around $546. Liability-only coverage costs as low as $646 a year, and high-risk coverage costs around $3,968. Teen drivers receive the highest rates at up to $6,904 a year.

Annual premium for full coverage: $1,846

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations tend to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

These differences illustrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-350 Super Duty Super Cab Lariat 4WD can also vary considerably based on policy deductibles and limits, your risk profile, and the model year.

Choosing high deductibles could cut rates by as much as $710 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $492 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,700 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $6,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $2,100 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 127% more than average. View High Risk Driver Rates

Where you live has a huge impact on Ford F-350 Super Duty Super Cab Lariat 4WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

The chart estimates Ford F-350 Super Duty Super Cab Lariat 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $1,081. Drivers who choose higher $1,000 deductibles will pay $1,606. The average rate for a driver around age 40 using $500 deductibles is $1,846. Using lower $100 deductibles for physical damage coverage could cost up to $2,312. High risk drivers could be charged as much as $3,968. The policy rate for full coverage insurance for a teenage driver can be as high as $6,904.

View Chart as Image