Ford F-350 Super Duty Super Cab Lariat 2WD Insurance Rates

The average insurance rates for a Ford F-350 Super Duty Super Cab Lariat 2WD are $1,566 a year for full coverage insurance. Comprehensive costs on average $410, collision costs $634, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,350. Teen drivers cost the most to insure at $5,568 a year or more.

Annual premium for full coverage: $1,566

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

These price differences illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty Super Cab Lariat 2WD also range considerably based on the model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,800 to $2,400 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 129% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,500 a year. View Rates by Age

Your home state makes a big difference in Ford F-350 Super Duty Super Cab Lariat 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $700 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

The chart estimates Ford F-350 Super Duty Super Cab Lariat 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $902. Drivers who choose higher $1,000 deductibles will pay $1,330. The average price for a 40-year-old male driver using $500 deductibles is $1,566. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,024. High risk drivers could be charged around $3,350. The price for full coverage insurance for a teen driver is $5,568.

View Chart as Image