Ford F-350 Super Duty Super Cab Harley Edition 4WD Insurance Rates
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Average insurance rates for a Ford F-350 Super Duty Super Cab Harley Edition 4WD are $1,800 a year including full coverage. Comprehensive insurance costs on average $382, collision insurance costs $634, and liability coverage costs $546. Liability-only coverage costs as little as $646 a year, and high-risk coverage costs $3,866 or more. Teenage drivers receive the highest rates at up to $6,760 a year.
Annual premium for full coverage: $1,800
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
For the normal driver, prices range from as low as $646 for your basic liability-only policy to a much higher rate of $3,866 for a driver who requires high-risk insurance.
These differences highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-350 Super Duty Super Cab Harley Edition 4WD Insurance Rates
Car insurance rates for a Ford F-350 Super Duty Super Cab Harley Edition 4WD can also vary considerably based on your driver profile, the replacement cost of your F-350 Super Duty, and policy deductibles and limits.
An older driver with no driving violations and high deductibles may only pay around $1,700 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $6,700 a year. View Rates by Age
Where you live makes a big difference in Ford F-350 Super Duty Super Cab Harley Edition 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $680 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $492 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $2,100 to $2,900 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.
The chart above shows average Ford F-350 Super Duty Super Cab Harley Edition 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $1,056. Drivers who use higher $1,000 deductibles will pay around $1,570. The average rate for a 40-year-old male driver using $500 deductibles is $1,800. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,248. Drivers with multiple violations and accidents could be charged as much as $3,866. The price for full coverage for a teen driver is $6,760.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,628 | -$172 | -9.6% |
| Alaska | $1,378 | -$422 | -23.4% |
| Arizona | $1,492 | -$308 | -17.1% |
| Arkansas | $1,800 | -$0 | 0.0% |
| California | $2,054 | $254 | 14.1% |
| Colorado | $1,718 | -$82 | -4.6% |
| Connecticut | $1,848 | $48 | 2.7% |
| Delaware | $2,036 | $236 | 13.1% |
| Florida | $2,252 | $452 | 25.1% |
| Georgia | $1,664 | -$136 | -7.6% |
| Hawaii | $1,292 | -$508 | -28.2% |
| Idaho | $1,220 | -$580 | -32.2% |
| Illinois | $1,342 | -$458 | -25.4% |
| Indiana | $1,358 | -$442 | -24.6% |
| Iowa | $1,216 | -$584 | -32.4% |
| Kansas | $1,708 | -$92 | -5.1% |
| Kentucky | $2,456 | $656 | 36.4% |
| Louisiana | $2,668 | $868 | 48.2% |
| Maine | $1,112 | -$688 | -38.2% |
| Maryland | $1,486 | -$314 | -17.4% |
| Massachusetts | $1,440 | -$360 | -20.0% |
| Michigan | $3,126 | $1,326 | 73.7% |
| Minnesota | $1,508 | -$292 | -16.2% |
| Mississippi | $2,156 | $356 | 19.8% |
| Missouri | $1,600 | -$200 | -11.1% |
| Montana | $1,934 | $134 | 7.4% |
| Nebraska | $1,420 | -$380 | -21.1% |
| Nevada | $2,158 | $358 | 19.9% |
| New Hampshire | $1,298 | -$502 | -27.9% |
| New Jersey | $2,014 | $214 | 11.9% |
| New Mexico | $1,596 | -$204 | -11.3% |
| New York | $1,896 | $96 | 5.3% |
| North Carolina | $1,038 | -$762 | -42.3% |
| North Dakota | $1,472 | -$328 | -18.2% |
| Ohio | $1,242 | -$558 | -31.0% |
| Oklahoma | $1,848 | $48 | 2.7% |
| Oregon | $1,650 | -$150 | -8.3% |
| Pennsylvania | $1,718 | -$82 | -4.6% |
| Rhode Island | $2,402 | $602 | 33.4% |
| South Carolina | $1,630 | -$170 | -9.4% |
| South Dakota | $1,520 | -$280 | -15.6% |
| Tennessee | $1,576 | -$224 | -12.4% |
| Texas | $2,166 | $366 | 20.3% |
| Utah | $1,332 | -$468 | -26.0% |
| Vermont | $1,232 | -$568 | -31.6% |
| Virginia | $1,078 | -$722 | -40.1% |
| Washington | $1,390 | -$410 | -22.8% |
| West Virginia | $1,650 | -$150 | -8.3% |
| Wisconsin | $1,248 | -$552 | -30.7% |
| Wyoming | $1,604 | -$196 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,760 |
| 20 | $4,132 |
| 30 | $1,872 |
| 40 | $1,800 |
| 50 | $1,644 |
| 60 | $1,612 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,248 |
| $250 | $2,042 |
| $500 | $1,800 |
| $1,000 | $1,570 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,800 |
| 50/100 | $1,909 |
| 100/300 | $2,046 |
| 250/500 | $2,401 |
| 100 CSL | $1,964 |
| 300 CSL | $2,264 |
| 500 CSL | $2,483 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,606 |
| 20 | $6,556 |
| 30 | $3,942 |
| 40 | $3,866 |
| 50 | $3,688 |
| 60 | $3,654 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $92 |
| Homeowner | $27 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $114 |
| Paid in Full/EFT | $79 |
| Advance Quote | $86 |
| Online Quote | $125 |
| Total Discounts | $744 |
Discounts are estimated and may not be available from every company or in every state.
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