Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates

Estimated insurance rates for a Ford F-350 Super Duty Super Cab Cabela Package 2WD are $1,476 a year for full coverage. Comprehensive costs on average $382 each year, collision costs $572, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,150. Teenage drivers pay the most at $5,280 a year or more.

Annual premium for full coverage: $1,476

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-350 Super Duty Super Cab Cabela Package 2WD also have a wide range based on your driving characteristics, the model year of your F-350 Super Duty, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $640 every year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be substantially different from one company to the next.

View Chart as Image

Chart shows Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $857. Drivers who use higher $1,000 deductibles will pay around $1,258. The average rate for a 40-year-old male driver using $500 deductibles is $1,476. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,892. Drivers with multiple violations and accidents could be charged up to $3,150. The policy rate for full coverage insurance for a teen driver is $5,280.

View Chart as Image