Ford F-350 Super Duty Crew Cab Lariat 4WD Insurance Rates

The average insurance prices for a Ford F-350 Super Duty Crew Cab Lariat 4WD are $1,846 every 12 months including full coverage. Comprehensive costs around $396 each year, collision insurance costs $666, and liability coverage costs $546. A liability-only policy costs as little as $646 a year, and high-risk insurance costs around $3,968. Teenage drivers cost the most to insure at up to $6,904 a year.

Annual premium for full coverage: $1,846

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

These price differences highlight why all drivers should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-350 Super Duty Crew Cab Lariat 4WD also range considerably based on liability limits and deductibles, your driving characteristics, and the actual cash value of your F-350 Super Duty.

Using high physical damage deductibles could save up to $710 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $492 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $6,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $2,100 to $3,000 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 127% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford F-350 Super Duty Crew Cab Lariat 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied.

View Chart as Image

The chart above shows average Ford F-350 Super Duty Crew Cab Lariat 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $1,081. Drivers who use higher $1,000 deductibles will pay $1,606. The average rate for a driver age 40 with no violations using $500 deductibles is $1,846. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,312. Drivers with multiple violations and accidents could be charged around $3,968. The policy rate for full coverage insurance for a 16-year-old driver is $6,904.

View Chart as Image