Ford F-250 Super Duty XLT Super Cab Turbo Diesel 4WD Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Average auto insurance rates for a Ford F-250 Super Duty XLT Super Cab Turbo Diesel 4WD are $1,716 annually including full coverage. Comprehensive insurance costs on average $396, collision costs $666, and liability insurance costs around $454. Just liability insurance costs as low as $538 a year, with coverage for high-risk drivers costing $3,686 or more. Teen drivers receive the highest rates at $6,286 a year or more.
Annual premium for full coverage: $1,716
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-250 Super Duty Trim Level
Using a 40-year-old driver as an example, prices go from as cheap as $538 for just liability coverage to a much higher rate of $3,686 for a policy for a high-risk driver.
These differences highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-250 Super Duty XLT Super Cab Turbo Diesel 4WD Insurance Rates
Insurance prices for a Ford F-250 Super Duty XLT Super Cab Turbo Diesel 4WD can also vary considerably based on the model year of your F-250 Super Duty, your driving characteristics, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,600 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $6,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $2,000 to $2,700 additional per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $710 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Ford F-250 Super Duty XLT Super Cab Turbo Diesel 4WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different between companies.
The chart above shows average Ford F-250 Super Duty XLT Super Cab Turbo Diesel 4WD insurance prices for different situations. The lowest price with discounts is $995. Drivers who choose higher $1,000 deductibles will pay about $1,476. The average price for a 40-year-old male driver using $500 deductibles is $1,716. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,182. High risk drivers could be charged as much as $3,686. The price for full coverage for a teen driver can be as high as $6,286.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,550 | -$166 | -9.7% |
| Alaska | $1,314 | -$402 | -23.4% |
| Arizona | $1,424 | -$292 | -17.0% |
| Arkansas | $1,716 | -$0 | 0.0% |
| California | $1,956 | $240 | 14.0% |
| Colorado | $1,638 | -$78 | -4.5% |
| Connecticut | $1,760 | $44 | 2.6% |
| Delaware | $1,942 | $226 | 13.2% |
| Florida | $2,144 | $428 | 24.9% |
| Georgia | $1,584 | -$132 | -7.7% |
| Hawaii | $1,230 | -$486 | -28.3% |
| Idaho | $1,164 | -$552 | -32.2% |
| Illinois | $1,278 | -$438 | -25.5% |
| Indiana | $1,292 | -$424 | -24.7% |
| Iowa | $1,160 | -$556 | -32.4% |
| Kansas | $1,628 | -$88 | -5.1% |
| Kentucky | $2,340 | $624 | 36.4% |
| Louisiana | $2,538 | $822 | 47.9% |
| Maine | $1,060 | -$656 | -38.2% |
| Maryland | $1,414 | -$302 | -17.6% |
| Massachusetts | $1,370 | -$346 | -20.2% |
| Michigan | $2,980 | $1,264 | 73.7% |
| Minnesota | $1,436 | -$280 | -16.3% |
| Mississippi | $2,054 | $338 | 19.7% |
| Missouri | $1,524 | -$192 | -11.2% |
| Montana | $1,844 | $128 | 7.5% |
| Nebraska | $1,352 | -$364 | -21.2% |
| Nevada | $2,056 | $340 | 19.8% |
| New Hampshire | $1,236 | -$480 | -28.0% |
| New Jersey | $1,916 | $200 | 11.7% |
| New Mexico | $1,518 | -$198 | -11.5% |
| New York | $1,804 | $88 | 5.1% |
| North Carolina | $988 | -$728 | -42.4% |
| North Dakota | $1,406 | -$310 | -18.1% |
| Ohio | $1,186 | -$530 | -30.9% |
| Oklahoma | $1,760 | $44 | 2.6% |
| Oregon | $1,570 | -$146 | -8.5% |
| Pennsylvania | $1,638 | -$78 | -4.5% |
| Rhode Island | $2,288 | $572 | 33.3% |
| South Carolina | $1,554 | -$162 | -9.4% |
| South Dakota | $1,448 | -$268 | -15.6% |
| Tennessee | $1,502 | -$214 | -12.5% |
| Texas | $2,068 | $352 | 20.5% |
| Utah | $1,272 | -$444 | -25.9% |
| Vermont | $1,172 | -$544 | -31.7% |
| Virginia | $1,028 | -$688 | -40.1% |
| Washington | $1,324 | -$392 | -22.8% |
| West Virginia | $1,574 | -$142 | -8.3% |
| Wisconsin | $1,188 | -$528 | -30.8% |
| Wyoming | $1,528 | -$188 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,286 |
| 20 | $3,930 |
| 30 | $1,794 |
| 40 | $1,716 |
| 50 | $1,564 |
| 60 | $1,532 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,182 |
| $250 | $1,968 |
| $500 | $1,716 |
| $1,000 | $1,476 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,716 |
| 50/100 | $1,807 |
| 100/300 | $1,920 |
| 250/500 | $2,215 |
| 100 CSL | $1,852 |
| 300 CSL | $2,102 |
| 500 CSL | $2,284 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,972 |
| 20 | $6,238 |
| 30 | $3,774 |
| 40 | $3,686 |
| 50 | $3,516 |
| 60 | $3,478 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $91 |
| Multi-vehicle | $87 |
| Homeowner | $24 |
| 5-yr Accident Free | $126 |
| 5-yr Claim Free | $109 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $121 |
| Total Discounts | $721 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption