Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 4WD Insurance Rates

Estimated insurance rates for a Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 4WD are $1,716 a year with full coverage. Comprehensive insurance costs an estimated $396 each year, collision insurance costs $666, and liability insurance costs $454. Liability-only insurance costs as little as $538 a year, and high-risk driver insurance costs $3,686 or more. Teenage drivers pay the most at up to $6,286 a year.

Annual premium for full coverage: $1,716

Premium estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These rate differences demonstrate why all drivers should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 4WD also have a wide range based on your driving characteristics, the actual cash value of your F-250 Super Duty, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $6,200 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $710 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $408 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $2,000 to $2,700 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, and rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 4WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $995. Drivers who use higher $1,000 deductibles will pay around $1,476. The average rate for a driver around age 40 using $500 deductibles is $1,716. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,182. Drivers with multiple violations and accidents could be charged up to $3,686. The policy rate for full coverage for a teenage driver is $6,286.

View Chart as Image