Ford F-250 Super Duty XL Super Cab Turbo Diesel 4WD Insurance Rates

The average insurance prices for a Ford F-250 Super Duty XL Super Cab Turbo Diesel 4WD are $1,670 every 12 months including full coverage. Comprehensive insurance costs on average $382 each year, collision costs $634, and liability costs around $454. Liability-only insurance costs as low as $538 a year, with high-risk driver insurance costing $3,584 or more. Teenage drivers cost the most to insure at $6,142 a year or more.

Annual premium for full coverage: $1,670

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These price differences highlight why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-250 Super Duty XL Super Cab Turbo Diesel 4WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year of your F-250 Super Duty.

Using high physical damage deductibles could cut rates by as much as $680 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $6,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,900 to $2,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Ford F-250 Super Duty XL Super Cab Turbo Diesel 4WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

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The chart above shows average Ford F-250 Super Duty XL Super Cab Turbo Diesel 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $971. Drivers who use higher $1,000 deductibles will pay $1,440. The average rate for a 40-year-old male driver using $500 deductibles is $1,670. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,118. Drivers with multiple violations and accidents could be charged around $3,584. The policy rate for full coverage for a teen driver can be as high as $6,142.

View Chart as Image