Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 2WD Insurance Rates

Average insurance rates for a Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 2WD are $1,702 a year with full coverage. Comprehensive costs approximately $382 a year, collision costs $730, and liability costs $410. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing around $3,684. Teenage drivers receive the highest rates at $6,216 a year or more.

Annual premium for full coverage: $1,702

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These differences demonstrate why it is important for drivers to compare rates using their specific location, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 2WD can also vary considerably based on the model year of your F-250 Super Duty, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $2,000 to $2,700 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,600 per year on average for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $6,200 a year. View Rates by Age

Where you live makes a big difference in Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $750 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out which insurance company is cheapest is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes can be significantly different.

View Chart as Image

The chart above shows Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 2WD insurance prices for different risks and coverage choices. The best price after discounts is $968. Drivers who use higher $1,000 deductibles will pay $1,450. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,702. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,194. Drivers with multiple violations and accidents could be charged as much as $3,684. The cost for full coverage insurance for a teenager is $6,216.

View Chart as Image