Ford F-250 Super Duty XL Harley Turbo Diesel 2WD Insurance Rates

Average auto insurance rates for a Ford F-250 Super Duty XL Harley Turbo Diesel 2WD are $1,702 annually including full coverage. Comprehensive costs approximately $382, collision costs $730, and liability costs $410. Buying just liability costs as little as $486 a year, with insurance for high-risk drivers costing around $3,684. Teenage drivers receive the highest rates at $6,216 a year or more.

Annual premium for full coverage: $1,702

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

These differences highlight why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-250 Super Duty XL Harley Turbo Diesel 2WD can also vary considerably based on the model year of your F-250 Super Duty, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,600 per year on average for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $2,000 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $750 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Ford F-250 Super Duty XL Harley Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted rates can be significantly different between companies.

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The chart above shows average Ford F-250 Super Duty XL Harley Turbo Diesel 2WD insurance prices for different situations. The best price after discounts is $968. Drivers who use higher $1,000 deductibles will pay about $1,450. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,702. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,194. Drivers with multiple violations and accidents could be charged as much as $3,684. The price for full coverage insurance for a teenager is $6,216.

View Chart as Image