Ford F-250 Super Duty XL Crew Cab Turbo Diesel 4WD Insurance Rates

Estimated insurance rates for a Ford F-250 Super Duty XL Crew Cab Turbo Diesel 4WD are $1,670 a year for full coverage. Comprehensive insurance costs approximately $382, collision insurance costs $634, and liability insurance costs around $454. A policy with only liability insurance costs as low as $538 a year, and a high-risk policy costs $3,584 or more. Teenage drivers pay the most at up to $6,142 a year.

Annual premium for full coverage: $1,670

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These rate differences show why anyone shopping for car insurance should compare prices using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-250 Super Duty XL Crew Cab Turbo Diesel 4WD also have a wide range based on the model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,900 to $2,700 extra annually, depending on your age. High-risk driver insurance can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $6,100 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-250 Super Duty XL Crew Cab Turbo Diesel 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $680 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

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Chart shows Ford F-250 Super Duty XL Crew Cab Turbo Diesel 4WD insurance prices for various risks and coverage choices. The lowest price with discounts is $971. Drivers who use higher $1,000 deductibles will pay $1,440. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,670. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,118. Drivers with multiple violations and accidents could be charged up to $3,584. The price for full coverage for a teenager can be as high as $6,142.

View Chart as Image