Ford F-250 Super Duty XL Crew Cab Cabela Package 2WD Insurance Rates

The average insurance rates for a Ford F-250 Super Duty XL Crew Cab Cabela Package 2WD are $1,610 a year including full coverage. Comprehensive costs on average $354, collision costs $666, and liability costs around $410. Buying just liability costs as low as $486 a year, with insurance for high-risk drivers costing around $3,484. Teen drivers cost the most to insure at $5,926 a year or more.

Annual premium for full coverage: $1,610

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

These price differences highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-250 Super Duty XL Crew Cab Cabela Package 2WD also range considerably based on your risk profile, the replacement cost of your F-250 Super Duty, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,900 a year. View Rates by Age

Your home state has a huge impact on Ford F-250 Super Duty XL Crew Cab Cabela Package 2WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $690 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,900 to $2,600 extra every year, depending on your age. High-risk driver insurance can be from 44% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows average Ford F-250 Super Duty XL Crew Cab Cabela Package 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $921. Drivers who choose higher $1,000 deductibles will pay around $1,380. The average rate for a 40-year-old male driver using $500 deductibles is $1,610. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,062. High risk drivers could be charged around $3,484. The price for full coverage insurance for a teen driver can be as high as $5,926.

View Chart as Image